F-Line Technologies

3/6, Moscova Bd.	Contact person for the specific product / service
Chisinau, Moldova, MD-2068	Mr. Oleg Macari
(+373 22) 31-10-65	373 22 31 10 65
office@flt.md	macari@flt.md
www.flt.md

F-Line Technologies develops and supports solutions for banks and financial institutions. It is experienced in working with large information systems using Oracle technologies. F-Line Technologies has successfully completed several complex system integration projects for banks in CIS countries (including Moldova, Azerbaijan, Georgia, Kazakhstan, and Ukraine) and provided them with financial analysis and retail service solutions, including loan origination and credit scoring. F-Line Technologies is IT Mark certified and utilizes a software development process that is aligned with CMMI standards.

F-Line Technologies is an advanced developer of Oraclebased applied systems for banks and financial enterprises. F-Line Technologies provides a full spectrum of innovative IT solutions for banking and financial economy sectors. The company’s products have been applied in more than 60% of Moldovan banks, as well as in a number of banks in Azerbaijan, Kazakhstan, Kyrgyzstan, and Ukraine.

The company’s main scope of activities includes: development and delivery of complex and comprehensive information systems for banks and financial organizations as well as their maintenance, development, technical support, database administration and support and project management. F-Line Technologies helps banks remain up to date in today’s fast-paced and challenging financial business environment

DE Facto

F-LINE TECHNOLOGIES SOLUTIONS

Automated Bank System for medium and large banking institutions on the basis of Oracle DBMS technology (IS "DeFacto-ADF");

Scoring System estimation and pre-credit processing on the basis of Oracle Data Miner Technologies, connected with the bureau of credit history;

Delivery to clients of single-stop services through One Window service, an integrated approach that allows clients to receive a full spectrum of bank services efficiently by visiting just one bank employee;

Development of a Document Delivery System for the automation of bank credit committee activities;

Provision of Analytical System and Data Storage Technologies utilizing Oracle Business Intelligence Technologies;

Provision of Corporate Information Data Storage utilizing Oracle Financial Services Applications (OFSA);

Oracle Hyperion Performance Management Applications;

Oracle JD Edwards;

Provision of Reporting Formation Systems (in accordance with IFRS international standards), necessary for National Bank reporting requirements, as well as for internal reporting;
Provision of Bank Personnel Control Systems and Internal Activity Control Systems.

• CAD and related:  Business processes , Technological processes , Manufacturing processes
• ERP and related:  Finance
• CRM and related:  Collaborative , Interaction
• Specific service process: Bank and corporative clients
• Other specific solution: Time management

In view of the rapid growth in retail lending of Azerbaijanian market, Unibank has been able to take a leap in this segment while also expanding its product range and branch network.

This resulted in the larger client base. The bank eventually faced with the factor of increased risks and the challenge to maintain and improve the quality of customer services given such rapid development.

The priority task that the bank had to resolve was automation of the borrower application records, express evaluation of risks and composition of all the necessary documents within the common cross-branch analytical system.

To carry this task out, the bank retained the analysts from the FLT Co who helped the bank to develop and pilot-launch the system promptly.

As a result, Unibank was the first bank in Azerbaijan which implemented high-quality express services to customers across its branch network, as well as to start-up timely risk analyses.

This played an important role in Unibank’s repeatedly winning “the best bank in Azerbaijan” nominations from the reputed international magazines The Banker and Euromoney.

Sattar Ch. Kazimov
Unibank
Risk Management
Credit Risk Management Leading Specialist